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    <title>money really matters</title>
    <link>http://moneyreallymatters.savingadvice.com</link>
    <description>Be Money Smart - Make rightly, Manage wisely, Enjoy happily and Help graciously.</description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor>Vijai</managingEditor>
    <language>en-us</language>
	         <item>
      <title>Chew Sugarless Gum &amp; Save Money</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/10/09/chew-sugarless-gum-save-money_54209/</link>
      <description>&lt;b&gt;Healthy mouth, Healthy body, that's an old expression. &lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
Healthy mouth, Healthy body and Wealthy pocket , it's the new mantra.  &lt;br /&gt;
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A Healthy body starts with good dental hygiene. That's what drives us all to brush our teeth first thing in the morning. With that comes, fewer trips...</description>
      <pubDate>Fri, 09 Oct 2009 13:18:15 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
    </item>
    <item>
      <title>Your Money Quiz Contest - All About Credit cards</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/09/24/your-money-quiz-contest-all-about-credit_53821/</link>
      <description>Credit card debt is considered to be the next storm to hit the fragile finance industry. The average American household has $8329 in credit card debt, according to the Nilson Report. Credit card default rates peaked in the past few years to reach 9-10% and expect to climb above 12%...</description>
      <pubDate>Thu, 24 Sep 2009 09:22:49 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
    </item>
    <item>
      <title>NEW CREDIT CARD HOLDERS PROTECTION BILL - Changes and Challenges</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/08/12/new-credit-card-holders-protection-bill-_52870/</link>
      <description>President signed the Credit Card Accountability Responsibility and Disclosure Act of 2009 into law on May 22, 2009. Amending the Truth in Lending Act, the Credit Card Act of 2009 requires certain measures to be implemented by the credit card companies in order to comply the new law...</description>
      <pubDate>Wed, 12 Aug 2009 06:27:04 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
    </item>
    <item>
      <title>Cash for Clunkers Program - Is it really helping?</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/08/07/cash-for-clunkers-program-is-it-really-h_52787/</link>
      <description>Recent days, I see one among three cars on the road are either new or almost new, waiting to get their new license plate. Thanks to the CARS program putting more fuel efficient cars on the road taking out gas guzzlers but no thanks. It seems to be the talk of all news channels and...</description>
      <pubDate>Fri, 07 Aug 2009 13:45:04 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
    </item>
    <item>
      <title>Saving made simple and easy...</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/07/02/saving-made-simple-and-easy_52118/</link>
      <description>Saving is a habit and not a hobby. Let me start with that note. You might hearing lot on &quot;How to Savings?&quot; lately over the Internet. They always suggest some hard to follow strategies that doesn't fit to all type of people. I am here to share my own simple, realistic, and ideal plan...</description>
      <pubDate>Thu, 02 Jul 2009 06:26:45 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
    </item>
    <item>
      <title>What is Financial Freedom?</title>
      <link>http://moneyreallymatters.savingadvice.com/2009/06/16/what-is-financial-freedom_51756/</link>
      <description>&quot;Financial Freedom&quot; - The magical buzz words, lot of you might have heard yelled at you in radio's or whenever you attend a finance or investment seminars. It is very lightly used these days without any weightage to the actual concept. Let us put some thoughts together to dwell on...</description>
      <pubDate>Tue, 16 Jun 2009 08:59:50 PST</pubDate>
	  <author>tmvijai@gmail.com (Vijai)</author>
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